U of T includes mental health services in their supplemental health insurance through Greenshield Canada, for all students and additionally for those working as a Teaching Assistant (TA) or Course Instructor (CI) under CUPE3902 Unit 1. Students can add dependents to their plan(s) during specific opt in periods discussed below.
The following providers can provide reimbursable counseling:
- Psychologist (C. Psych).
- Registered Psychotherapist (RP/RP Qualifying).
- Clinical therapist with a Master of Social Work (MSW/RSW).
Your total coverage for counseling sessions will differ depending on which student union you belong to and whether you are a CUPE3902 Unit 1 member. Below is a table showing what each insurance covers.
For more info
See the Understanding Student Health Care Guide for more information on student family health care, including the difference between primary and supplementary coverage.
UTSU
University of Toronto Student Union
St. George undergraduate students, Toronto School of Theology graduate students.
UTS+Student number-00
Mental Health Benefits
Maximum of $100 per visit up to 15 visits per policy year
utsc
Scarborough Campus Student Union
SCU+Student number-00
Mental Health Benefits
Maximum of $125 per visit up to 20 visits
PLUS
MindBeacon Therapist Guided Program $300 per policy year
PLUS
5 free hours of individual counseling and 5 free hours of couples counseling with Inkblot Therapy
UTMSU
University of Toronto Mississauga Student Union
UTM+Student number-00
Mental Health Benefits
Maximum of $125 per visit up to 25 visits
PLUS
MindBeacon Therapist Guided Program $300 per policy year
PLUS
5 free hours of individual counseling and 5 free hours of couples counseling with Inkblot Therapy
UTGSU
University of Toronto Graduate Student Unions
Graduate students who are not part of the Toronto School of Theology.
If you teach as a TA or Course Instructor you also have coverage under CUPE3902 Unit 1. Please review the following tab for more information.
UTG+Student number-00
Mental Health Benefits
100% per visit up to $750 per policy year
CUPE 3902 unit 1
Top-Up Plan
Individuals employed at U of T as a TA or CI for 15 hours or more can expect to be enrolled approximately four weeks after their first pay cycle.
UTA+Personnel number-00
Mental Health Benefits
100% to $2,500 per policy year.
PLUS
HCSA4 $300 for members without dependents, $600 for members with dependents.
Opted in family members will be automatically included as dependents.
Please Note:
1 Policy year: September 1 of the current year to August 31 of the following year.
2 Member ID -00 denotes you as the plan holder; any dependents will be assigned -01, -02, -03, etc.
3 To access your complete CUPE3902 Unit 1 benefits, you must be enrolled in a base plan (e.g., UTSU, UTGSU, SCSU, UTMSU). Otherwise, you will only have access to the HCSA. UTGSU members may purchase a 12-month extension to their health insurance plan after graduation by applying within 30 days of coverage expiry.
4 Healthcare Spending Account (HCSA): a flexible fund that you can apply to any eligible healthcare expenses that your insurance policy does not cover.
How to get reimbursed
- Create a GSC Everywhere account. Follow these instructions to sign up.
- Submit your claim. Review this video in you need assistance.
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Insurance Coverage for your family
