Mental Health & Wellness resources

Insurance Coverage

U of T includes counselling services in their supplemental health insurance through Greenshield Canada, for all students and additionally for those working as a Teaching Assistant (TA) or Course Instructor (CI) under CUPE3902 Unit 1. Students can add dependents to their plan(s) during specific opt in periods discussed below.

The following providers can provide reimbursable counseling:

Psychologist (C. Psych).
Registered Psychotherapist (RP/RP Qualifying).
Clinical therapist with a Master of Social Work (MSW/RSW).

Your total coverage for counseling sessions will differ depending on which student union you belong to and whether you are a CUPE3902 Unit 1 member. Below is a table showing what each insurance covers.

For more info

See the Understanding Student Health Care Guide for more information on health care in Ontario, including the difference between primary and supplementary coverage.

pdf guide

insurance coverage

Adding Dependents

You must opt-in your dependents (i.e., spouse and/or children) to your primary plan (i.e., UTSU, SCSU, UTMSU, or UTGSU) annually, during the opt-in period. Adding dependents to your insurance plan must be done by the set deadline, usually the beginning of October. Exact dates, costs and forms can be found under ‘Opt-in resources’ in the table.

UTSU

UTSC

UTMSU

UTGSU

CUPE 3902

UTSU

University of Toronto Student Union

St. George undergraduate students, Toronto School of Theology graduate students.

UTS+Student number-00

Mental Health Benefits

Counselling with an approved provider: Maximum of $100 per visit up to 15 visits per policy year

PLUS

Access to Empower Me, a confidential mental health and wellness service available 24/7, 365 days a year.

empower me

Plan Information

Family Enrollment

UTGSU

University of Toronto Graduate Student Union

Graduate students who are not part of the Toronto School of Theology.

If you teach as a TA or Course Instructor you also have coverage under CUPE3902 Unit 1. Please review the following tab for more information.

UTG+Student number-00

Mental Health Benefits

Counselling with an approved provider: 100% per visit up to $750 per policy year

empower me

booklet

Plan Information

Family Enrollment

CUPE 3902 unit 1

Top-Up Plan

Individuals employed at U of T as a TA or CI for 15 hours or more can expect to be enrolled approximately four weeks after their first pay cycle.

UTA+Personnel number-00

Mental Health Benefits

100% to $2,500 per policy year.

PLUS

HCSA⁴ $300 for members without dependents, $600 for members with dependents.

Plan Information

Opted in family members will be automatically included as dependents.

Please Note:

¹ Policy year: September 1 of the current year to August 31 of the following year.

²Member ID -00 denotes you as the plan holder; any dependents will be assigned -01, -02, -03, etc.

³To access your complete CUPE3902 Unit 1 benefits, you must be enrolled in a base plan (e.g., UTSU, UTGSU, SCSU, UTMSU). Otherwise, you will only have access to the HCSA. UTGSU members may purchase a 12-month extension to their health insurance plan after graduation by applying within 30 days of coverage expiry.

⁴Healthcare Spending Account (HCSA): a flexible fund that you can apply to any eligible healthcare expenses that your insurance policy does not cover.